Protection Advice.

We can help you develop a robust plan to protect you and your family financially in the unexpected event of serious illness or death.

When we are in good health, it is difficult to imagine that won’t always be the case. However, most people will be affected by a serious illness or death in the family at some point in their lives. The last thing you want is to be worrying about your finances at these times.

With careful planning, we can help take away the financial worries when the worst happens, leaving you to focus on supporting those who need it most at these difficult times.

Before State Pension age (67), the average 30 year old male has a:

  • 5% chance of dying.

  • 15% chance of suffering a serious illness.

  • 44% chance of being unable to work for 2 months or more.

For a 30 year old female the statistics are similar:

  • 4% chance of dying.

  • 12% chance of suffering a serious illness.

  • 42% chance of being unable to work for 2 months or more.

These statistics show that most of us will have to deal with this, either directly or indirectly, at some point in our lives.

Source: LV Risk Reality 27/07/2024

Protect yourself, your family and your business

Through careful planning and the use of a range of insurance plans, you can reduce the financial risks associated with illness or death. We are experts in arranging cover for:

  • Life Insurance

  • Critical Illness Cover

  • Income Protection

  • Mortgage protection

We can also help protect businesses against the risk of losing key staff to ill health through specialised planning for Key Person Insurance, Relevant Life Plans, Executive Income Protection and Shareholder Protection.